Unfortunately, there is no crystal ball and we cannot see into the future to know what life will bring our way. We do know that based upon statistics, most of us at some point will encounter a form of critical illness. Planning ahead can insure that you and your family will be provided for if this should happen. A Critical Illness policy covers many types of dibilitating illnesses and will pay out to you in a lump sum should you fall victim to any of the qualifing afflictions. Formerly known as Cancer Insurance, Critical Illness Insurance will pay the full benefit decided on by you if you are diagnosed with: Heart Attack, Stroke, Invasive Cancer, Blindness, Terminal Illness, HIV (if contracted while performing duties as a professional healthcare worker), Kidney Failure, Paralysis, Major Organ Transplant Surgery or Coronary Artery Bypass Graft (10% payout only). This benefit is a living benefit, meaning it pays out when you are diagnosed with a certain illness, but still living. Often, you cannot work when diagnosed with one of these problems, but your personal bills and the medical bills don't stop. Most people find it very comforting to have this coverage, as it insures that there will be some money there to pay for necessary expenses while they are sick. Contact us NOW for your FREE, no obligation quote.
